Business Details
About
Loan Agency
Heights Finance in Vicksburg, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
23 reviews
5 stars
22
4 stars
1
3 stars0
2 stars0
1 star0
- JJJermaine JacksonOct 6, 20255.0I appreciate the patience that Heights Financial working with their customers. That's very rare to find in some areas where you need help the most. They sat and talked you through your position whether good or bad. 👍🏾
- SSSaxton ScottSep 30, 20255.0The customer service was great and they made me fill welcome
- TWTina WareSep 30, 20255.0. Mrs Lakeisha and Resheala were very helpful and great customer
- OHOlivia HagganSep 29, 20255.0Customer service is superb Resheala and lekisha are very professional and knowledgeable! Great work ladies!
- RERhoshunda “Tiki” EllisSep 18, 20255.0I was surprised to see Heights Financial in the office space of 1st Heritage Credit. I was not familiar with the company, but decided to give them a try! The Manager was very welcoming and knowledgeable in regards to receiving the best financial options. Great service and experience!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Vicksburg offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online via their website, visit a branch in person, or apply over the phone by calling their main phone number.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Having good credit helps, but they base decisions on multiple factors and you may still qualify without stellar credit. The best way to know is to apply.
What are the business hours of Heights Finance in Vicksburg?
Heights Finance is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance offers wheelchair accessible entrances and onsite parking for customers.
Are appointments required to visit Heights Finance?
No, appointments are not required to visit the branch; customers can walk in during business hours.
What nearby financial services can help me compare loan options around Heights Finance?
Nearby financial services include First Heritage Credit, A-1 Payday Loans, and Republic Finance, which may provide alternative loan or financial services to consider.
What nearby places can I visit for dining before or after my visit to Heights Finance?
You can enjoy meals at nearby restaurants like The Honey Baked Ham Company, Rivertown Hams, Goldie's Trail Bar-B-Que, or Waffle House, all located close to Heights Finance.
Are there nearby services or shops that might be useful when visiting Heights Finance?
Yes, services such as Wells and LaHatte (appliance repair), Sears Appliance Repair, NAPA Auto Parts, and shops like Home Accessories & and The Ivy Place flower shop are close by for convenient errands.