Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives you an estimate of loan terms you may qualify for based on credit and provided information. Final approval and terms depend on completing a full loan application.

Yes, loan checks are real and are pre-approved loan offers from Republic Finance.

Interest rate is the cost percentage to borrow money, excluding fees. APR includes the interest rate plus any fees like origination or documentation fees and is typically higher.

Refinancing replaces your current loan with a new one possibly with different interest rate, terms, or repayment timeline. Your remaining balance plus any agreed fees are included in the new loan.

If you qualify for electronic funding, funds deposit within 1-2 business days. If you close a loan at a physical location, funds are provided the same day as a paper check.

The largest loan amount you can pre-qualify for online is $10,000, subject to factors like state of residence and income.

You may be charged a late fee. Contact your local branch or review your loan documents for specific details on late charges.

Nearby you can find shopping and dining at Thompson Square Shopping Center, enjoy a pizza at Little Caesars Pizza or Pizza Hut, or get a beauty treatment at Nail Thology.

After your visit, you can conveniently shop for groceries at Kroger or pick up drinks at Moonshine Wine and Spirits, both located close to Republic Finance.

Yes, near Republic Finance you can find Metro Ford Auto Sales Inc and Ford dealers for car purchases or repairs, as well as Enterprise Rent-A-Car for rental needs.