Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases and repairs, emergency loans, holiday loans, auto-secured loans, and K-12 school loans.

Pre-qualification estimates loan terms you might qualify for based on your credit and information you provide, but final approval and terms require completing a full loan application.

Yes, a loan check is a real pre-approved loan offer from Republic Finance.

Interest rate is the cost percentage you pay for borrowing money, excluding fees. APR includes the interest rate plus fees like origination and closing fees, making it typically higher than the interest rate.

Refinancing replaces your current loan with a new one that may have different interest rates, terms, or repayment timeline, including your remaining balance and any applicable fees.

If eligible for electronic funding, funds are deposited within 1-2 business days; in-person loans at the office provide funds the same day via paper check.

The office is open Monday through Friday, from 8:00 AM to 5:00 PM, and closed on weekends and major holidays such as Thanksgiving and Christmas.

Nearby salons include Legends Salon and The Salon on 12 for hair care, De'ja' Vu Salon for beauty and spa services, Starkville Spray Tans, Lee Nails & Spa for nail and massage services, and Salon Bellissima for beauty and hair care.

Nearby financial services include Tower Loan and Heights Finance mortgage brokers, First Heritage Credit installment loans and banking, Tax South accounting services, and Western Union money transfer services, providing additional financial support options.

Customers can visit Christy's Hamburgers for casual dining, and for health-conscious options, 39759 Nutrition offers smoothies, juice, and cafe items.