Business Details
About
Loan Agency
Heights Finance in Starkville, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.9
7 reviews
5 stars
5
4 stars0
3 stars0
2 stars0
1 star
2
- MMMichael MuseSep 5, 20255.0Had the pleasure of doing business with the Starkville, MS office for first time yesterday, September 4. I dealt with the manager, Alexis and one other employee. They were extremely efficient in meeting my needs and very personable to deal with! I highly recommend them!
- TTT.J. Music A.K.A. TimmyJoeSep 20, 20235.0Some of the most helpful and nicest women I’ve met!
- ATAustin ThrasherAug 6, 20215.0Workers were super nice very professional Mrs. Michelle Mrs. Janie mrs.Lisa and Mrs. Sandy were all very helpful. Michelle sat down and explained to me every detail about the loan and they always remind you about your payment but not in a harassing way best loan company out there!!!
- ASal snowFeb 20, 20201.0Thee most complex and antiquated ways to pay. I believe their intentions are to prevent you from paying on time so they collect late fees. Even when you call them to make a payment they either pass you around to wear you down or pick a fight to get you off the phone. Or if you bypass all that then their systems are down and you have to call back another day. THE MODERN DAY MAFIA IS PERSONAL FINANCE.
- PWPretty Little WigsMay 30, 20191.0Last time I ever deal with them. Their attitudes SUCKS. She had the nerve to tell me in a nasty way, rolling her eyes "I'm just doing my job." Well do it a little more nicely.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Starkville offer?
Heights Finance offers a variety of personal loan options including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online through their website, by phone, or in person at a branch. The process is made fast and easy by their friendly representatives.
What do I need to bring to apply for a loan?
Applicants need to provide two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but loan decisions consider multiple factors. You might still qualify without stellar credit. The best way to know is to apply.
What are the business hours of Heights Finance in Starkville?
Heights Finance is open Monday to Friday from 8:30 AM to 5:30 PM. The branch is closed on Saturdays and Sundays.
Is there wheelchair access and parking available at Heights Finance?
Yes, the facility has a wheelchair-accessible entrance and onsite parking available for customers.
Can I make loan payments online or through an app?
Yes, payments can be made via online services, mobile app, automated bank payments, check, money order, or debit card. Contact the local branch for more details.
What nearby places can I visit when I come to Heights Finance?
While visiting Heights Finance, you can also check out nearby spots like Christy's Hamburgers for a meal, Starkville Real Estate Group if you are interested in property, or De'ja' Vu Salon for beauty services.
Are there other financial services near Heights Finance in Starkville?
Yes, nearby financial service providers include Tower Loan, First Heritage Credit, LLC, Western Union, Republic Finance, and Tax South offering loans, money transfers, and accounting services.
How can the nearby beauty and salon businesses complement my visit to Heights Finance?
You can combine your loan visit with pampering at nearby salons such as Legends Salon, Starkville Spray Tans, Lee Nails & Spa, The Salon on 12, and Salon Bellissima for hair, tanning, and beauty treatments.