Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.6
12 reviews
5 stars
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- JHJoyce HesterOct 1, 20255.0Wonderful experience reopening my account. Communication was good, loan was processed in quick amount of time.
- TWThomas WilliamsDec 16, 20235.0Great financial place to deal with
- NNNancy NeSmithJul 25, 20231.0I had an account with them and ran into financial issues. They garnish my check. Now they won't take off my credit report and I have emailed them 6 times. that's it is paid and even over paid. and they sent me the different. but they won't take off.
- RJRon Fletcher Jr.Aug 23, 20221.0This is a completely predatory loan company by the very definition. They will prey on you in your lowest points and perform the same predatory lending practices that student loan organizations are currently being sued over by the feds. I do NOT recommend. Stay far away if you value your financial security and sanity. May Hell reserve a special place for all of their employees.
- JCJennifer CuthbertsonJan 6, 20205.0Super nice folks to do business with!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and info you provide, while final approval requires completing a full loan application.
How does refinancing a loan at Republic Finance work?
Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, or repayment timeline, including the remaining balance of the former loan.
How quickly can I get my loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed in person provide funds the same day by paper check.
What are the operating hours for Republic Finance in Southaven, MS?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays.
Where is Republic Finance located in Southaven, MS?
Republic Finance is located at 8946 Airways Blvd., Suite 1, Southaven, MS 38671.
What should I do if I miss a payment with Republic Finance?
Missing a payment may result in a late charge; contact your local branch or refer to your loan documents for specific information about late fees.
Are there local places near Republic Finance in Southaven for dining or shopping?
Yes, nearby places include Amazing Hot Wings for dining and Nouveau Boutique and Beauty Bar for shopping, great options before or after your visit.
Can I find convenience stores or gas stations near Republic Finance?
Yes, there are nearby Shell and Hop In gas stations which also have convenience stores for your needs near Republic Finance.
Are there healthcare or counseling services near Republic Finance in Southaven?
Nearby healthcare and counseling services include Care Clinic for Drug Addiction and Mental Health, JourneyPure Southaven, and Turning Point Counseling.