Business Details
About
Loan Agency
Heights Finance in Southaven, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.0
21 reviews
5 stars
15
4 stars
1
3 stars0
2 stars
1
1 star
4
- JHJacob Hisaw3 days ago5.0Good group of young ladies in the office. Very friendly and helpful. Highly recommended this location to anyone
- HMherbert morgan4 days ago5.0Never had any issues with this company, always professional and informative, great employees, would recommend others
- CSChristine Smith4 days ago5.0Here’s a polished 5-star review you can use: ⭐️⭐️⭐️⭐️⭐️ **Excellent Loan Experience!** My experience with Heights Finance was outstanding. Mrs. Karen made the entire loan process smooth and stress-free. She was extremely knowledgeable, answered all my questions, and guided me through each step with professionalism and care. I truly appreciate her help and would highly recommend Heights Finance to anyone looking for great service!
- TJTangela Jones4 days ago5.0The Branch Manager Karen is Top Tier! She was so helpful and looked out for my best interests. I definitely recommend their services infidelity. Thank you!!
- JRJudy RobertsonAug 18, 20255.0I was greatly impressed with the professional service I received. I would highly recommend this company if you ever need a loan.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What loan options does Heights Finance in Southaven, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, in a branch, or by phone. The process is designed to be fast and easy, with assistance available to help find the best loan option for your needs.
What documents do I need to apply for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to get a loan with Heights Finance?
Good credit helps but is not always required; loan decisions consider multiple factors. The best way is to apply and see if you qualify.
What payment methods are available for loan repayments?
Payments can be made online, via mobile app, by automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the business hours of Heights Finance in Southaven?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is Heights Finance accessible for individuals with disabilities?
Yes, Heights Finance has a wheelchair-accessible entrance and offers onsite services and parking.
Are there any nearby places to visit after handling your loan at Heights Finance?
Yes, you can visit places like B F Kaufman’s Wines and Liquor for shopping or China Wok for dining, both located close to the Heights Finance branch.
Can nearby transit or services assist in reaching Heights Finance?
While specific transit stations aren't listed, nearby places such as Exxon gas station and Bitcoin ATM Southaven provide useful services nearby to assist visitors.
What other financial services are near Heights Finance that customers might find useful?
Nearby financial services include First Heritage Credit and 1st Heritage Credit, offering additional loan and banking options for customers in the area.