Heights Finance in Senatobia, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Senatobia offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person for assistance with your loan application.
What documents do I need to bring when applying for a loan?
Bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Are there loan options for people with less than perfect credit?
Yes, decisions are based on multiple factors, and you may qualify even without stellar credit. It's best to apply to find out.
What are the business hours for Heights Finance in Senatobia?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the location has a wheelchair accessible entrance and offers onsite parking.
Can I make payments online or via a mobile app?
Yes, payment options include online, mobile app, automated bank payments, check, money order, and debit card payments. Contact your local branch for details.
What nearby businesses can I visit before or after my appointment at Heights Finance?
Nearby you can visit Five Star Nutrition for healthy cafe options, N's Nails and Spa for beauty treatments, and El Charro Mexican Restaurant for dining.
Are there other financial services near Heights Finance?
Yes, nearby financial service providers include First Heritage Credit and World Finance, which offer installment loans and other financial products.
What are some local places I can shop or get personal care services near Heights Finance?
You can visit Headlines Hair Salon and Bloom and Blossom Massage Therapy for beauty and spa services, or Dollar Tree and Blush Fashion Boutique for shopping needs.