Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Ridgeland, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.7
15 reviews
5 stars
9
4 stars
1
3 stars0
2 stars
2
1 star
3
- JWJosh WatsonJan 2, 20265.0Ridgeland staff is amazing!!! Shout out to Kendra.
- KNK NicholsJun 14, 20224.0Took my mom here and the lady at the front desk that takes the payments is always so nice.
- IWIvory WheatonAug 8, 20191.0They are extremely rude dose not care about the concerns of their customers HAS HORRIBLE CUSTOMER SERVICE AS WELL AS WILKINSON LAW FIRM THEY USE DO NOT DO BUSINESS WITH THIS COMPANY ATT ALL
- HBHeather BritoNov 5, 20175.0Awesome
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Ridgeland, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, and secured and unsecured loans up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. Representatives are available to help with your application.
What do I need to bring to apply for a loan?
You need two sources for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
What are the branch hours of Heights Finance in Ridgeland?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance require an appointment to visit the branch?
No, appointments are not required to visit the branch.
Is Heights Finance accessible for individuals with mobility challenges?
Yes, the branch has a wheelchair accessible entrance and onsite parking.
What nearby places can I visit along with Heights Finance in Ridgeland?
Nearby you can visit First Heritage Credit for additional banking needs and several beauty salons like Indulge Salon and RITZ SALON if you're interested in personal grooming.
Are there dining options close to Heights Finance in Ridgeland?
Yes, you can try Johnny's Pizza House for pizza or Steak-Out for American cuisine nearby.
Where can I find health or medical services near Heights Finance?
Nearby health-related services include Care Med pharmacy, the Counseling Center, and the Mississippi Asthma and Allergy Clinic.
What payment methods does Heights Finance accept?
Heights Finance accepts payments online, via mobile app, automated bank payments, check, money order, and debit card.