Business Details
About
Loan Agency
Heights Finance in Richland, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- JMJoseph MarcellusJul 21, 20251.0The front desk workers are wonderful. Or were wonderful. The district manager, Trey, I think is his name, on the other hand is an abysmal leader. He is awful to his employees and terribly rude to customers. I have never seen someone micromanage so hard while having no idea how to do the job he's trying to do. If he is still on board with Heights (I hope he isn't) then he needs to be stuck behind a desk learning how to manage not only his time but his own personal emotions that seem to be in the way of everything he tries to do. He needs to learn the basics before being put in charge of others. He's not very subtle with his unprofessional and unbecoming behavior. Do not recommend this store.
- CHChelsie HamJun 5, 20255.0I had a great experience at this branch! Kellyn & Cody were very helpful in assisting me! They were fast and friendly! Thank you for everything.
- FMFannie MomanJun 3, 20255.0Always ready to assist me with my needs. They were very concerned in any other concerns I may have by Checking, calling and suggesting help I may not be aware of. They are my immediate go to with lower interest rates.
- AEAshley EstesFeb 28, 20255.0Richland Mississippi location love all the staff very helpful and makes everything easy Kellum is up front always smiling 😊 thanks y'all for helping us 🙏🙏
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Richland offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans, with amounts up to $10,000 or more to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The loan application process is fast and easy, and representatives will help you find options that fit your needs.
What documentation do I need to bring when applying for a loan?
Please bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Do I need excellent credit to qualify for a loan?
Good credit helps but is not required. Loan decisions are based on multiple factors. The best way to find out if you qualify is to apply today.
What are the business hours for Heights Finance in Richland?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there parking available at Heights Finance?
Yes, the branch has onsite parking and a wheelchair-accessible entrance for your convenience.
Can I make loan payments online or via other methods?
Yes, payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more details.
Are there other financial institutions near Heights Finance in Richland?
Yes, nearby financial services include First Heritage Credit, Copiah Bank, Trustmark, PriorityOne Bank, and Cadence Bank, which may be useful if you need additional banking services.
What nearby amenities can I visit before or after my appointment?
You can visit local spots such as Sonic Drive-In or Burger King for a quick meal, or The Espresso Bar for coffee. For pharmacy needs, CVS Pharmacy is nearby as well.
Are there nearby services for automotive or storage needs near Heights Finance?
Yes, AutoZone provides automotive parts and repair, and StowAway Self Storage offers storage facilities close to Heights Finance, which could be convenient for vehicle or storage needs.