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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.7
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- JAJessica AbbottJul 6, 20221.0If I could give this a zero star I would. Everytime the guy calls to get ahold of who the account pertains to hes rude, and demanding. Tries to force bank account info and what not I would not recommend using them if this is how they treat people. Very disappointing!!!
- CDcrazee DSep 21, 20171.0The only experience I have with this business is the harrassing phone calls I get every day. They are calling me, looking for someone else. Here is a clue, verify phone numbers before you loan anyone money!!! I have had this number for a year and 5 months.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, repairs, and other unplanned expenses to help customers meet their financial needs.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms depend on completing a full loan application.
How long does it take to get money after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing in a physical office, funds are provided the same day via a paper check.
What are Republic Finance's hours of operation?
Republic Finance is open Monday, Wednesday, Thursday, and Friday from 8:00 AM to 5:00 PM, and Tuesday from 8:00 AM to 7:00 PM. It is closed on Saturdays, Sundays, and specified holidays.
What is refinancing a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including the remaining loan balance plus any fees.
How does Republic Finance handle missed payments?
If you miss a payment, you may be charged a late fee. Details about late charges can be obtained from your local branch or loan documents.
What nearby places can I visit around Republic Finance at 2415 Hwy 43 South, Picayune?
Nearby places include Stark Exterminators for pest control and home improvement, Guys Super Soaker Car Wash for auto detailing, and Keesler Federal Credit Union for alternative banking services.
Are there any nearby dining options close to Republic Finance in Picayune, MS?
Yes, nearby dining options include Mutt & BC’s Bar & Grill for a casual bar atmosphere, Kellie’s Poor Boy for seafood, and Picayune Donut & Coffee #3 for coffee and snacks.
Where can I find automotive services near Republic Finance?
Automotive services nearby include Pearl River Wholesale for vehicles and parts, Keith’s Car Care for repairs, Premier Muffler, and Picayune Tire and Auto Repair for tires and maintenance.
Does Republic Finance have an online presence for applications or information?
Yes, Republic Finance offers online loan pre-qualification and application through their website, making it convenient to apply for loans digitally.