Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans for various needs including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification at Republic Finance provides an estimate of loan terms based on your credit and information provided, but final approval requires completing a full loan application.

Yes, the loan check is a real, pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus fees such as origination, closing, and documentation fees, so it is typically higher.

Refinancing replaces your existing loan with a new one that may have a new interest rate, revised terms, and repayment timeline, including remaining balance, fees, and voluntary insurance products if applicable.

If qualifying for electronic funding, funds are deposited in 1-2 business days; if closing the loan at a physical location, funds are received the same day as a paper check.

The largest loan amount you can pre-qualify for online at Republic Finance is $10,000, depending on residence and income.

Late payments may incur late charges. You should contact your local branch or refer to your loan documents for specific details about late charges.

The Philadelphia, MS Republic Finance office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays. It also closes on holidays like Thanksgiving and Christmas.

Republic Finance is near landmarks such as Neshoba Internal Medicine Associates and the Beacon Street Baptist Church, which can help you locate the office on W. Beacon Street.

Yes, nearby dining includes Pizza Pro, Hardee's, Wendy's, Taco Bell, and Hong Kong Chinese Restaurants, suitable for meals before or after your visit to Republic Finance.

Yes, other nearby financial services include Community Choice Stores, Check Into Cash, and The Citizens Bank of Philadelphia, allowing you to explore different financial options in the area.