Business Details
About
Loan Agency
Heights Finance in Philadelphia, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Heights Finance
140 Canal Place Shopping Center, Philadelphia, MS
39350, United States
Hours
Reviews
4.9
23 reviews
5 stars
22
4 stars0
3 stars
1
2 stars0
1 star0
- MMMalia Massey4 days ago5.0Shannon and Vermanda have always been there to help me and have taken care of me through some of my toughest times. Always professional and friendly! I am very grateful to have them as a resource and I would recommend them and their services to anyone!
- MCMatthew Coleman4 days ago5.0I’ve always had a great relationship with this company—even back when it was still Heritage Financial. But sometimes you look beyond the surface and realize why that relationship is so strong. That’s when you find people like Shannon Peavy. In my personal opinion, Shannon is the heartbeat of the business. She’s the one who brings life to the company and builds real relationships with the people it serves. Thank you, Shannon, for your hard work, your dedication, and your willingness to always find a way for everyone. You truly make the difference.
- JDJabreka Dancy4 days ago5.0Highly Recommend Heights Finance in Philadelphia Ms. The staff is amazing all of them Ms. Jessica, Ms. Shannon, and Ms. Vermanda. Ms. Jessica made everything so simple and easy. She was very understanding and helpful.
- CSChristopher Strickland4 days ago5.0These folks are amazing! Very smart financially and straight forward. Very clear with the process from start to finish!
- VWValerie Watkins4 days ago5.0I had an exceptional experience working with this finance company. From the very beginning, their team was professional, transparent, and genuinely committed to helping me reach my financial goals. Every question I had was answered clearly, and the entire process was smooth, efficient, and stress-free. It’s rare to find a company that combines expertise with such excellent customer service. I feel confident and supported, and I’ll definitely continue working with them. Highly recommend!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Philadelphia, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone to start the loan application process. Representatives will assist you with loan options that fit your needs and budget.
What identification and documents do I need to apply for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements, and others.
Do I need a good credit score to get a loan from Heights Finance?
While good credit helps, loan decisions are based on multiple factors and you may still qualify without stellar credit. The best way to find out is to apply.
What are the business hours for the Heights Finance branch in Philadelphia, MS?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance provide wheelchair accessible entrances and onsite parking?
Yes, the Philadelphia branch has a wheelchair accessible entrance and onsite parking for customers.
How can I make payments on my loan at Heights Finance?
Payments can be made online, via the mobile app, automated payments from your bank account, by check, money order, or debit card. Contact your local branch for more information.
What nearby places can I visit before or after my appointment at Heights Finance?
You can visit Canal Place Cinema 7 for movies, Laredo Grill for Mexican food, or Philadelphia House Of Pancakes for breakfast and brunch, all near Heights Finance in Philadelphia, MS.
Are there other financial services near Heights Finance in Philadelphia, MS?
Yes, nearby financial service providers include 1st Heritage Credit, OneMain Financial, H&R Block, and World Finance, offering various loan and tax services.
Can I combine a visit to Heights Finance with shopping or entertainment nearby?
Certainly, you can shop at Stage department store or Factory Connection clothing store nearby, or enjoy entertainment like Redbox kiosks or visit local restaurants such as Domino's Pizza and Dickey's Barbecue Pit.