Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
13 reviews
5 stars
8
4 stars
1
3 stars0
2 stars
1
1 star
3
- GSGary SaucierOct 21, 20251.0I will never use this company again and would advise anybody else not to use them as of right now they owe me a title and a refund on insurance that I was forced to take and they seem to have a problem getting me either one I find that they lied to me and force me to do things that I didn't want to do when it comes to this note
- FMFaye MillerJun 18, 20244.0Everyone on the staff was friendly, clear spoken, and explained financing options where I understood each choice. Mel was absolutely amazing while taking me through the interest process. Thank you all
- AHA HolmesMar 5, 20195.0The Pearl office is like coming home. Everyone is so nice and caring. Everyone greets you with a smile and makes you feel right at home. I recommend them everyone. The Pearl location is the best office to go to for all your money needs.
- JDJohn DoeOct 30, 20122.0This company is not as bad as others and overall have decent employees that will work with you. The interest is the same as the others but the company does understand and will work with you to a degree..
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, and K-12 school loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and provided information. Final approval requires completing a full loan application.
How long does it take to receive loan funds after approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the branch, you get paper check funds the same day.
What is the difference between interest rate and APR at Republic Finance?
The interest rate is the cost percentage charged on the borrowed money. APR includes the interest rate plus additional fees like origination and documentation fees, expressed as a percentage.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge. For details, contact your local branch or check your loan documents.
What are the hours of operation for the Republic Finance branch in Pearl, MS?
The Pearl branch is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and certain holidays like November 27 and December 25, 2025.
Where is Republic Finance located in Pearl, Mississippi?
The branch is located at 3405 Old Brandon Rd, Ste A/B, Pearl, MS 39208, USA.
Are there nearby places to visit or services near Republic Finance in Pearl?
Yes, nearby places include the Exxon gas station and convenience store, Sandy's Nails beauty salon, and Ms Naomi's Stay and Play Center day care, which you can visit before or after your loan appointment.
Can I find automotive services near Republic Finance in Pearl?
Yes, nearby automotive-related businesses include CARQUEST Auto Parts, Extreme Auto World for repairs, and car dealers like Gage Tatum Auto Sales and Nice Autos.
What local community or educational services are near Republic Finance in Pearl?
The Pearl Public School District, Pearl Lower Elementary School, and Pearl Upper School are nearby, as well as community services like Pearl Lower PTSO and the Mississippi State Government center.