Business Details
About
Loan Agency
Heights Finance in Pearl, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.8
13 reviews
5 stars
9
4 stars0
3 stars0
2 stars
1
1 star
3
- GDGeorge DrakeOct 4, 20235.0The atmosphere was nice and very pleasant, lots of energy. Dacqueline and the other staff were very helpful. Thanks.
- JRJolana RushtonNov 6, 20215.0They gave my husband a loan when we truly needed it. He got covid and they worked with him to help make payments. Truly cared.
- WMWhitney MerrittMar 31, 20201.0If you’re a second late they report it to the credit burea.
- ABAliceia BJan 21, 20201.0This is the worse loan company. The branch manger at the one in Pearl was so rude to me over the phone. He made threats to me about payments and spoke very rudely. I do not recommend using them. They start out nice and then they are so rude.The branch manger at the one in Pearl is the rudest person that I have met. His customer service is terrible.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Pearl, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, telephone the branch, or visit in person at the Pearl, MS location.
What do I need to bring when applying for a loan?
Please bring two forms of identification, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
No, you may not need stellar credit as decisions are based on multiple factors. The best way is to apply and see if you qualify.
What are the branch hours for Heights Finance in Pearl?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does the Pearl Heights Finance branch have wheelchair accessibility and parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or through other methods?
Yes, payments can be made online, via mobile app, automated bank payments, check, money order, or debit card at your local branch.
What nearby places might I visit before or after visiting Heights Finance?
Nearby you can find several restaurants like Taco Bell, The Pizza Shack, and Little Willie's BBQ Pearl for meals, and stores like Save A Lot and Roses Discount Store for shopping.
Are there any nearby financial institutions to Heights Finance in Pearl?
Yes, nearby financial institutions include First Heritage Credit, 1st Heritage Credit, Regions Bank, and Renasant Bank, useful for additional banking or credit services.
Where can I find automotive services near Heights Finance?
Nearby automotive service options include Tire Techs and Alis tire shop for tire repair and automotive parts.