Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase and repair, and emergency loans to help meet your financial needs.

Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information provided, whereas applying is the full loan application process that leads to final approval and terms.

Yes, loan checks are real pre-approved loan offers from Republic Finance.

The interest rate is the percentage charged for borrowing money, while the APR includes the interest rate plus any fees associated with the loan, making it typically higher.

Refinancing replaces your existing loan with a new one that may have a new interest rate, updated terms, and repayment timeline, including the remaining balance and any fees or insurance products.

If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in a physical location provide funds the same day via paper check.

The largest loan amount for online pre-qualification with Republic Finance is $10,000, though actual approvals vary based on several factors.

Missing a payment may result in a late charge. You can contact your local branch or review your loan documents for details on late charges.

Republic Finance in Pascagoula is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and specified holidays.

Nearby you will find several real estate agencies including Elizabeth Reed Prestige Luxury Realty, Charlie Green Real Estate, Gulf Coast Heritage Realty, and Coldwell Banker Alfonso Realty, which can assist you with property needs.

Nearby legal services include Wendy Martin, Taylor and Cox Law Firm, Mark V. Knighten - Attorney at Law, and The Burrow Law Firm, providing a range of legal assistance.

Yes, Victorian Nails & Spa is a nearby beauty salon and spa where you can relax and enjoy beauty treatments before or after your visit to Republic Finance.