Heights Finance in Pascagoula, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
The best company for your needs. The people especially Ms. Holiday is awesome! Very kind and patient, you do not find many like that in the work force, highly recommend letting Heights take care of you!
JC
Jorge Camacho
Mar 11, 2025
5.0
I was very satisfied with Ms Tracey and Ms Robie they very nice and very professional
AD
Angelina Dixon
Dec 16, 2019
1.0
Those people are a joke. And you'll never get them paid off. I borrowed 2475 been paying for 6 months I called today for pay off and I own 2463. Wow!!! Plus the add insurance to your account which cost about 1500. They are rude and no one can work a computer and tell you anything other then the manager that's never there. I'll never go back once I get these mofo paid off.
DF
Daimian Finch
Mar 4, 2017
1.0
I put one star cause zero stars isn't available. These people are beyond the most rude I've ever felt with in my life. I was a few days late one time and they were so rude to my wife she cried and said she would never go back. They call and try to threaten you on top of that. When I paid my bill off they refused to tell me when it would get turned into my credit and hung up on me. I hope to never see any of them again.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in Pascagoula, MS?
Heights Finance offers a variety of personal loan options including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan by calling, visiting a branch in person, or applying online through their website.
What documents do I need to provide to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility and bank statements.
What are the office hours for Heights Finance in Pascagoula?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Does Heights Finance require appointments for loan consultations?
No, Heights Finance does not require appointments. You can visit during business hours or contact them by phone to speak with a representative.
Is the Heights Finance branch in Pascagoula accessible for people with disabilities?
Yes, the branch has a wheelchair-accessible entrance and offers onsite services for customers.
Are there parking facilities available at Heights Finance in Pascagoula?
Yes, onsite parking is available for customers visiting the branch.
What other financial institutions are near Heights Finance in Pascagoula?
Nearby financial institutions include First Heritage Credit and Singing River Federal Credit Union, which may offer additional banking services if needed before or after visiting Heights Finance.
What automotive services are available near Heights Finance for customers needing vehicle repairs or maintenance?
Nearby automotive services include Pascagoula Tire and Service, Inc. for tire and oil changes, Don Ladnier Motors & Used Car sales for vehicle purchases, and T&T Auto and Marine Detailing for professional auto detailing.
Are there any medical or health services close to Heights Finance for customers in need of health care?
Yes, nearby health and medical services include Hinman Chiropractic, Seaside Physical Therapy, BenchMark Physical Therapy, and Wright and Associates Medical Logistics L.L.C., offering options for chiropractic, physical therapy, and family practice.