Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms depend on completing a full loan application.

Yes, loan checks are real pre-approved loan offers provided by Republic Finance.

The interest rate covers the cost of borrowing money, while the APR includes the interest rate plus any additional fees expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including any remaining balance and applicable fees.

Funds are deposited within 1-2 business days if you qualify for electronic funding, or the same day by paper check when closing at a physical location.

Loan approval amounts vary by state and income; the maximum online pre-qualification loan amount is $10,000.

Late payments may incur late charges. Contact your local branch or check your loan documents for specific details.

Nearby services include Southern Duplicating for office supplies, Western Union for money transfers, Check Into Cash for financial services, and Oxford Chiropractic for healthcare.

Customers can enjoy nearby dining and entertainment like Applebee's restaurant, Gamerz Den video game store, and various liquor stores such as Heritage Liquors & Wine and The Colonel's Wine & Liquor.

Hertz car rental agency nearby offers transportation options making it convenient for customers to reach Republic Finance at 115B Heritage Drive.