Business Details
About
Loan Agency
Heights Finance in Oxford, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
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Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Oxford, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans, with options up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is fast and easy with help from friendly representatives.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps but is not required. Loan decisions are based on multiple factors. The best way to find out is to apply.
What are the payment options for Heights Finance loans?
Payment options include online, mobile app, automated payments from your bank account, check, money order, and debit card payments.
What are the business hours for Heights Finance in Oxford?
Heights Finance is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance in Oxford have wheelchair accessible entrances and parking?
Yes, the Oxford branch has a wheelchair accessible entrance and onsite parking available.
Are there other financial service providers near Heights Finance in Oxford?
Yes, nearby are First Heritage Credit, 1st Heritage Credit, Republic Finance, and Check Into Cash, which may offer additional financial services.
What nearby places can I visit before or after my visit to Heights Finance?
You can visit nearby places like Square, a local landmark and shopping area, or enjoy a meal at Applebee's sports bar and restaurant.
How can nearby transit or rental services assist me in reaching Heights Finance?
Hertz car rental agency nearby makes it convenient for visitors without their own vehicle to travel to Heights Finance.