Business Details
About
Loan Agency
Heights Finance in Olive Branch, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.3
20 reviews
5 stars
16
4 stars0
3 stars0
2 stars
1
1 star
3
- MMMarcus Mitchell2 days ago5.0Great experience and smooth process
- LFLarry Flagg4 days ago5.0Come see Constance
- MEMillwood ExpressNov 10, 20255.0Constance was awesome
- WPWilliam PolkNov 5, 20255.0The best service of any financial services I've dealt with. Constance Moss was very thorough, and so friendly that I was most comfortable with the process. Thank you so much. Love y'all.
- JMJennifer MinkOct 31, 20255.0Please contact them today for all your financial needs.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Olive Branch offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance in Olive Branch?
You can apply online, by phone, or by visiting the branch in person to start the loan application process.
What documents do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but loan decisions are based on multiple factors; you may qualify even without stellar credit.
What are the branch hours for Heights Finance in Olive Branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance offer wheelchair accessible entrances and onsite parking?
Yes, the Olive Branch branch has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or via a mobile app?
Yes, payments can be made online, through the mobile app, automated bank payments, check, money order, or debit card at your local branch.
What are some nearby places I can visit before or after my loan appointment at Heights Finance in Olive Branch?
Nearby places include Taco Bell and KFC for quick meals, or Pampered Paws Pet Grooming if you need pet services.
Are there nearby banks or credit unions near Heights Finance in Olive Branch for additional financial services?
Yes, Cadence Bank and First Heritage Credit are nearby, offering more financial options and services.
If I'm visiting Heights Finance and need automotive services, what nearby options are available?
Gateway Tire and Service Center nearby offers tire sales, repairs, and automotive parts services.