Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans for various needs including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires a full loan application.

Yes, loan checks from Republic Finance are real pre-approved loan offers.

The interest rate is the percentage charged for borrowing money excluding fees, while the APR includes interest plus applicable fees, expressed as a percentage rate.

Refinancing replaces your existing loan with a new one potentially having different interest rates, terms, and repayment timelines including remaining balances and fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; loans closed in-office provide funds same day via paper check.

The maximum loan amount you can pre-qualify for online is $10,000, though approval depends on factors like state of residence and income.

Late payments may incur a late charge; contact your local branch or review your loan documents for details on fees.

Near Republic Finance, you can enjoy dining at Pizza Hut for casual pizza, Yummy Delight Buffet for Chinese food, or Yamato Steak House of Japan for sushi and steak.

Nearby financial service options include Fidelity National Loans and First Heritage Credit, which offer installment loans, mortgage brokerage, and other financial services.

Customers visiting Republic Finance can also enjoy nearby beauty and spa services at Unique Nails Spa, Chrystal Plaza Salon, and Modern Nail Spa.