Business Details
About
Loan Agency
Heights Finance in New Albany, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.3
6 reviews
5 stars
3
4 stars0
3 stars0
2 stars
2
1 star
1
- DADexter ArmstrongOct 16, 20255.0The girls there have always helped me out. Good customer service!!
- TGTyler GroomsJun 16, 20255.0Great staff been with them for a few years. Great company
- EHelizabeth hughesJul 8, 20191.0Extremely rude staff
- EWerica warnockAug 24, 20182.0the women there are snooty except the manager lana was really nice the girl at the front desk begged me not to pay my payment off early i dont know why but she did but she begged me not to i guess they make money that way but they always give me a loan when i need one
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in New Albany, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans, with loan amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person for a fast and easy loan application process.
What documents do I need to apply for a loan at Heights Finance?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit can help, but decisions are based on multiple factors. You may not need stellar credit to qualify; applying is the best way to find out.
What are the operating hours for Heights Finance in New Albany?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the branch has wheelchair accessible entrances and onsite parking for customers.
Are appointments required to visit Heights Finance in New Albany?
No, Heights Finance does not require appointments; you can visit during business hours without scheduling ahead.
Can I make payments online or through a mobile app to Heights Finance?
Yes, payment options include online payments, mobile app, automated payments from your bank account, check, money order, and debit card payments.
What nearby financial services are close to Heights Finance in New Albany?
Nearby financial services include Fidelity National Loans, 1st Heritage Credit, Republic Finance, and Family Choice Financial, which might offer additional lending or financial services options.
What dining options are available near Heights Finance in New Albany?
Customers can enjoy nearby restaurants such as Pizza Hut, Yummy Delight Buffet, Captain D's, KFC, Burger King, and Hacienda Vieja Mexican Restaurant before or after visiting Heights Finance.
Are there any nearby places for personal care and shopping near Heights Finance?
Yes, nearby places include Unique Nails Spa, Chrystal Plaza Salon, Modern Nail Spa for beauty and spa services, and Factory Connection for clothing and fashion accessories.