Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, emergency expenses, and more.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval depends on completing a full loan application.

Yes, it is a real loan check, which represents a pre-approved loan offer from Republic Finance.

Interest rate is the cost percentage for borrowing money excluding fees. APR includes interest rate plus additional fees such as origination and documentation fees, making it typically higher.

Refinancing replaces your current loan with a new one that may have a different interest rate, terms, or repayment timeline including the balance and any fees.

If you qualify for electronic funding, funds will be deposited within 1-2 business days. In-office loans provide same-day paper check funds.

The maximum online pre-qualification loan amount is $10,000, though approval depends on state residence and income.

Late payments may incur a late charge. Contact your local branch or check your loan documents for specific late fee details.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving and Christmas.

Nearby you can visit Natchez Mall for shopping, Regal UA Natchez Mall cinema for movies, or enjoy dining at Applebee's Grill + Bar and Cajun Rice House.

Those visiting Republic Finance can also explore the US Army Recruiting Office and SSG Sonnier Recruiting nearby for educational or career opportunities during their visit to the area.

Customers can enjoy nearby eateries like Soda Pops café or Applebee's Grill + Bar for meals or snacks before or after visiting Republic Finance.