Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
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- JMJennifer MasonMay 14, 20245.0Everyone at the office always is so sweet it’s been a pleasure doing business with you all.
- LWLinda Willis-VerrettDec 12, 20191.0Requirements are not fair to everyone!
- SCSherri CollinsDec 28, 20182.0I used to be a fan of this company and I have been a reliable customer for several years. Lately however they seem to be more of a predatory company that wants to hurt my credit more than help it and I haven’t been late on a payment ever in the two + years of business. They call me every month saying I’m eligible for an upgrade and so a couple months ago I agreed to see if it would lower my payments. After hitting my credit score and getting my information he says he wants to add my spouse and I decline because I wanted to keep it in just my name, so he tells me I am ineligible because my balance is to high. My balance was the same thing as when he called and said I was eligible so this was more just to hit my credit score. Worst part is I still get a call a day or two after every payment with the same bogus line I’m eligible for an upgrade. I have renewed my loan in the past for better payment options or for money start a new job and each time they closed my account and credit report and opened a new one, this also hurts my credit because shortens length of time when it should be opposite since been there all these years. I personally will be working on getting them paid off and finding a better company that cares about helping their long term loyal customers instead of trying to keep them down in debt.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, emergency expenses, and more.
How does pre-qualification differ from the actual loan application at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval depends on completing a full loan application.
Is the loan check I received from Republic Finance legitimate?
Yes, it is a real loan check, which represents a pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on a loan?
Interest rate is the cost percentage for borrowing money excluding fees. APR includes interest rate plus additional fees such as origination and documentation fees, making it typically higher.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your current loan with a new one that may have a different interest rate, terms, or repayment timeline including the balance and any fees.
How quickly can I receive funds after loan approval at Republic Finance Natchez?
If you qualify for electronic funding, funds will be deposited within 1-2 business days. In-office loans provide same-day paper check funds.
What is the maximum loan amount I can get from Republic Finance online?
The maximum online pre-qualification loan amount is $10,000, though approval depends on state residence and income.
What happens if I miss a loan payment at Republic Finance?
Late payments may incur a late charge. Contact your local branch or check your loan documents for specific late fee details.
What are Republic Finance Natchez's business hours?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving and Christmas.
What nearby places can I visit before or after my appointment at Republic Finance Natchez?
Nearby you can visit Natchez Mall for shopping, Regal UA Natchez Mall cinema for movies, or enjoy dining at Applebee's Grill + Bar and Cajun Rice House.
How can nearby locations like US Army Recruiting Office or SSG Sonnier Recruiting assist Republic Finance customers?
Those visiting Republic Finance can also explore the US Army Recruiting Office and SSG Sonnier Recruiting nearby for educational or career opportunities during their visit to the area.
Are there any nearby places where customers can grab a quick bite near Republic Finance Natchez location?
Customers can enjoy nearby eateries like Soda Pops café or Applebee's Grill + Bar for meals or snacks before or after visiting Republic Finance.