Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

You can pre-qualify for a loan to get an estimate of loan terms based on your credit and information provided; final approval requires a full application.

Yes, a loan check is a pre-approved loan offer from Republic Finance.

Interest rate is the cost to borrow money excluding fees, while APR includes interest plus fees like origination and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new loan potentially with different interest rates, terms, and repayment timeline including your remaining balance and applicable fees.

Funds are deposited within 1-2 business days for electronic funding or the same day via paper check if closing at a physical Republic Finance location.

Republic Finance in Meridian is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays like Thanksgiving and Christmas.

Loan approval size depends on state and income, with the largest amount you can pre-qualify for online being $10,000.

Customers can combine visits to Republic Finance with shopping at nearby Walmart stores, which offer groceries, pharmacy, and fuel services for convenient errands.

Yes, nearby financial services include Edward Jones - Financial Advisor: Jay Jenkins, AAMS®, Coinme for currency exchange, and Western Union for money transfers that can complement your financial planning.

Customers can visit places like 601Sports for sporting goods, Twinkles for party supplies, and Modern Outfitters shooting range, all located near Republic Finance, for shopping or leisure before or after a loan appointment.