Business Details
About
Loan Agency
Heights Finance in Meridian, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- CWChuck WilsonOct 15, 20245.0Great service, great people, great experience. Casie and the team were amazing.
- PPPerfect_CellJun 13, 20245.0Kacie Jackson was great with communication and getting everything I needed for my loan
- BHBresha HudsonApr 17, 20245.0Amazing and great staff! They are very friendly and has patience as well are willing to work with you! Ms. Angela was amazing. Highly recommend!
- SBSevannah BarnettNov 9, 20221.0The first lady I talked to was nice at first until they couldn’t approve me then she transferred me to someone else who was very rude!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Meridian, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in a branch to start the loan application process.
What identification and documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or bank statements.
Do I need good credit to get a loan with Heights Finance?
Good credit helps but is not always required. Loan decisions are based on multiple factors; applying will help determine your eligibility.
What are the loan terms and interest rates at Heights Finance?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about available loan options.
What are your business hours?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the Meridian branch has wheelchair accessible entrances and onsite parking for customer convenience.
Are there any nearby financial service providers close to Heights Finance?
Yes, nearby financial service providers include 1st Heritage Credit and Great Southern Bank Mississippi for additional banking and loan services.
What nearby places can I visit for dining after my visit to Heights Finance?
Nearby dining options include Little Caesars for pizza, Papa John's Pizza, Subway sandwich shop, Baskin-Robbins for ice cream, and Squealers BBQ for barbecue.
Where can I go for beauty and spa services near Heights Finance?
Nearby beauty and spa locations include TEASE Salon and Spa, Angel Nails & Spa, Renew Salon and Spa, Park Place Hair Studio, and Glitz & Glamour.