Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.0
7 reviews
5 stars
3
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3 stars
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1 star
3
- DDDarlene DavisApr 28, 20255.0Staff is always friendly and professional. I've had nothing but a great experience every time.
- SHSierra HarmonOct 13, 20221.0Do NOT get a loan from these people. I repeat, do NOT! Never willing to work with anyone on anything!! Snobby workers. Only out to get their customers
- DDDustin DickersonJun 11, 20205.0Helpful and friendly. If you get behind they will be calling you ,but that is their job so don't take it personally. They have also been willing to work with me on at least one occasion for late payment just need to communicate with them. Overall a very helpful and convenient service.
- LHLerenzo HallJan 12, 20171.0Horrible customer service. Doesn't handle their business. Only want you to make payments monthly to receive full interest charges. I regret going here. Will never use them again and I advise you not to.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in McComb, MS offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others, tailored to meet your financial needs.
How can I pre-qualify for a loan at Republic Finance, and how is it different from applying?
Pre-qualification provides an estimate of the loan terms you might qualify for based on your credit and information provided, while final loan approval and terms are determined after submitting a full application.
Is a loan check I received in the mail from Republic Finance a legitimate offer?
Yes, the loan check is a real pre-approved loan offer from Republic Finance to help you get started.
Can you explain the difference between interest rate and APR at Republic Finance?
The interest rate is the cost percentage for borrowing money excluding fees, while the APR includes the interest rate plus any fees like origination or documentation fees, usually making it higher than the interest rate alone.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have new interest rates, terms, or repayment timeline, including the remaining balance, fees, and optional insurance products if allowed.
How quickly can I receive funds after loan approval at Republic Finance in McComb?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loan closings done in person provide funds the same day via a paper check.
What are the McComb Republic Finance branch's hours of operation?
The McComb branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
If I miss a payment at Republic Finance, what happens?
Late payments may result in a late charge. For specific details, you can contact your local branch or review your loan documents.
What nearby places can I visit around Republic Finance on Delaware Avenue in McComb?
Nearby you can find Family Nails Salon & Spa for beauty services, Wright Auto Glass for vehicle repairs, and Sonic Drive In for quick meals, making it convenient to combine errands during your visit.
Are there convenient nearby services in McComb to visit before or after seeing Republic Finance?
Yes, you can stop by places like Muse Orthodontics for dental care, Oui's Pack & Ship for shipping needs, or Family Dollar for shopping, all close to Republic Finance's location to make your trip efficient.
How can nearby dining options help during a visit to Republic Finance in McComb?
Nearby restaurants such as Taco Bell, Pizza Hut, and PJ's Coffee provide quick and diverse food choices for you to enjoy before or after your appointment at Republic Finance.