Business Details
About
Loan Agency
Heights Finance in Louisville, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.5
18 reviews
5 stars
15
4 stars
1
3 stars0
2 stars0
1 star
2
- JAJamison AndersonSep 5, 20255.0Great Service, Sweet girls.
- CSChristopher SmithNov 8, 20235.0They were so intune my needs and gave me what I needed and worked with me for my best payment possible
- RCRiley CarithersSep 15, 20235.0The ladies do a good job. And they are always so helpful. They are always smiling
- AWAlexis WarnerSep 7, 20235.0Yall did a good job. -C.Triplett
- MJMary JohnsonSep 1, 20235.0Thank you for you business and I would come any time because your business mean so much to me.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, secured and unsecured personal loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance in Louisville, MS?
You can apply online through their website, by phone, or by visiting the branch in person.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Does Heights Finance require good credit to qualify for a loan?
Good credit helps but is not required. Decisions are based on multiple factors, so applying is the best way to see if you qualify.
What are the payment options for loans at Heights Finance?
You can make payments online, through a mobile app, automated bank payments, by check, money order, or debit card. Contact the local branch for details.
What are Heights Finance's branch hours in Louisville, MS?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on weekends.
Is the Heights Finance branch in Louisville wheelchair accessible?
Yes, the branch has a wheelchair accessible entrance and onsite services.
Are there any dining options near Heights Finance in Louisville?
Yes, nearby dining options include Little Caesars Pizza, KFC, McDonald's, Burger King, Taco Bell, Subway, and Taste of China, convenient for grabbing a meal before or after your visit.
What other financial services are close to Heights Finance in Louisville?
Community Choice Financial and First Heritage Credit are nearby, offering additional financial services that might complement your loan needs.
Where can I find mobile phone and telecom services near Heights Finance?
Nearby stores such as Cricket Wireless Authorized Retailer, AT&T Store, and Verizon Wireless provide mobile phone services and accessories in the Louisville area.