Business Details
About
Loan Agency
Heights Finance in Laurel, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
26 reviews
5 stars
24
4 stars
1
3 stars0
2 stars0
1 star
1
- EBEdna Brown6 days ago5.0They’re very friendly and helpful
- KKKemorionOct 31, 20255.0mr norman was very through with everything with me. would recommend seeing him when coming. 10/10
- DCDaniel CooleyOct 21, 20255.0Great place to deal with and people are easy to talk to an also help any kind of way. Definitely recommend if you’re in a bind a Need help or just need a little extra $.
- JCJames CrosbyOct 17, 20255.0The people here are great at helping people who are struggling and trying to get better credit
- BHBetty HuffAug 27, 20255.0Norman and Lyndon were very helpful . I appreciated them taking time to explain everything to me. You have two good ones in this office!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Laurel, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The team will assist you with loan options suitable for your financial situation.
What do I need to bring when applying for a loan?
Bring two forms of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
While good credit helps, decision are based on multiple factors and you may qualify without stellar credit. Applying is the best way to find out.
What are the operating hours of Heights Finance in Laurel?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair accessibility and parking available at Heights Finance?
Yes, the location has wheelchair accessible entrances, onsite services, and onsite parking available for customers.
Are appointments required to visit Heights Finance in Laurel?
No, appointments are not required. Customers can visit during office hours without a prior appointment.
What nearby places can customers visit before or after their trip to Heights Finance?
Customers might visit First Heritage Credit for additional financial services, or stop by Starbucks for coffee, both located nearby.
Is there a pharmacy close to Heights Finance in Laurel for convenience?
Yes, CVS Pharmacy and Walgreens are nearby, useful for customers picking up prescriptions or other essentials around their visit.
Where can customers find local boutiques and bridal shops near Heights Finance?
Nearby boutiques like Missbehavin LLC, Miss Behavin, Mimi's Bridal & Formalwear, and Tuxedo Place offer clothing and bridal shopping options.