Business Details
About
Loan Agency
Heights Finance in Kosciusko, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
13 reviews
5 stars
12
4 stars0
3 stars0
2 stars0
1 star
1
- ESEloise SmithNov 13, 20251.0In all my years of getting loans I have never met anyone as unprofessional and rude as the manager of this branch. Would not recommend anyone to go there
- MTMarcus TateNov 4, 20255.0Jen was very helpful. They helped me out and were great to work with.
- ABAustin BakerOct 30, 20255.0Jen was awesome!
- BPBraulio PeraltaSep 19, 20255.0Really helpful and kind folks. Made my process super easy
- MRmilton robinsonSep 19, 20255.0The branch manager and assistant were great. They took care of me and I will be back.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Kosciusko, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a branch. The application process is fast and easy with assistance from friendly representatives.
What documents do I need to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit helps but is not always required. Loan decisions are based on multiple factors; you may still qualify without stellar credit.
What are the business hours for Heights Finance in Kosciusko?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have a wheelchair accessible entrance and parking?
Yes, Heights Finance offers a wheelchair accessible entrance and onsite parking for customer convenience.
Can I make loan payments online or by other methods?
Yes, payments can be made online, via mobile app, automated bank payments, check, money order, or debit card through your local branch.
Is there a Heights Finance branch near Kosciusko, MS?
Yes, there is a Heights Finance branch located at 114 Veterans Memorial Dr, Kosciusko, MS 39090.
What nearby places can I visit around Heights Finance in Kosciusko?
Nearby places include Allen's Furniture & Appliance for home goods, Subway for dining, and Reliant Physical Therapy for health services, all within a convenient distance.
How can nearby financial services like First Heritage Credit and 1st Franklin Financial assist me along with Heights Finance?
In addition to Heights Finance's loan options, nearby institutions like First Heritage Credit and 1st Franklin Financial offer complementary financial services such as credit and mortgage lending to support your financial needs.
Are there convenient dining options near Heights Finance for customers before or after their visit?
Yes, customers can enjoy meals at nearby restaurants like Subway or The Sandwich Shop, making it easy to grab a bite before or after visiting Heights Finance.