Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others.

Pre-qualification provides an estimate of loan terms you might qualify for based on your credit and information provided; final approval requires completing a full application.

Yes, loan checks are pre-approved loan offers and are genuine.

Interest rate is the percentage you pay to borrow money excluding fees, while APR includes interest plus fees like origination and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, or repayment timelines, including the remaining balance of your former loan plus any fees.

If you qualify for electronic funding, money is deposited within 1-2 business days; loans closed in-office provide funds the same day via paper check.

The largest loan amount you can pre-qualify for online is $10,000, although it depends on factors like your state and income.

Missing payments may result in late charges; details can be obtained by calling your local branch or reviewing your loan documents.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on weekends and certain holidays.

Nearby you can visit Kamper Park, a local park and zoo, or enjoy a meal at Golden Chick or Wendy's fast food restaurants located close to Republic Finance.

You can use Grove Transit, the nearby transportation service, to find routes that will get you close to Republic Finance on Hardy Street.

Yes, Check Now offers check cashing and payday loans nearby, and Goosehead Insurance provides insurance services close to Republic Finance.