Business Details
About
Loan Agency
Heights Finance in Hattiesburg, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
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- BRBarbara RoperJun 29, 20201.0I have an account currently and are making my payments. Another office asked me if I would like to renew my loan. I am currently in a debt settlement but was when they refinanced it before. They said the loan needed to be transferred but this office was great. NOT. Received a call and the gentleman immediately said who he was and they could not help me without asking any questions. Credit score better than it has been in a long time. Don't go here!
- JJJonathen JonesFeb 11, 20191.0Received a letter saying “Guaranteed funds of up to $950”. I called to see if it was fake. The person on the phone assured me it was real and I need to be there before 4:00. So, I rush up there, not really needing the money, only to be sent through the ringer: calling IRS and other entities to satisfy their requirements. Mind you, I have had a loan out with them before and have never been late on a payment and never had to jump through the loops they are now requiring from me. I would suggest anywhere else. If you get a letter from them, tear it up! It’s a scheme to get you in their office.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Hattiesburg offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. Friendly representatives are available to assist you.
What do I need to bring when applying for a loan?
Bring two forms of identification and proof of income or residence, such as government-issued IDs, utility or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not mandatory; decisions are based on multiple factors. The best way to find out is to apply.
What are Heights Finance's operating hours in Hattiesburg?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Is Heights Finance accessible for individuals with disabilities?
Yes, the Hattiesburg branch has a wheelchair-accessible entrance and onsite services.
What nearby places can customers visit before or after their appointment at Heights Finance?
Customers can visit nearby restaurants like O.E.C. Japanese Express for sushi or Wingstop for quick chicken meals, and also places like Loblolly Bakery for smoothies and desserts.
Are there financial institutions near Heights Finance for additional services?
Yes, nearby financial services include First Heritage Credit, CenturyFirst Federal Credit Union, and Trustmark, which may assist with banking needs.
Can customers easily find parking when visiting Heights Finance?
Yes, the branch offers onsite parking for customer convenience.
What dining options are available near Heights Finance for a quick meal?
Nearby fast food and casual dining spots include Jimmy John's sandwich shop, Domino's Pizza, and Topher's Burgers and Biscuits for burgers and biscuits.