Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your information, but final approval requires completing a full loan application.

Yes, the loan check is a pre-approved loan offer from Republic Finance.

The interest rate is the cost percentage charged for borrowing money, excluding fees, while APR includes the interest rate plus fees like origination and closing fees, making it higher than the interest rate.

Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment timelines, including any fees and optional insurance products.

If you qualify for electronic funding, funds are deposited in 1-2 business days; loans closed in a physical office provide funds the same day via a paper check.

The maximum online pre-qualification loan amount you can get is $10,000, depending on factors like state and income.

You may be charged a late fee if payments are missed; contact your local branch or review your loan documents for specific details on late charges.

Nearby Empire Rim & Tire and Import Performance, LLC offer automotive repair and services, making them convenient to visit for vehicle maintenance while handling auto loans at Republic Finance.

Yes, True Value Pass Road and Pass Road True Value hardware stores are close by, useful if you're seeking home improvement loans from Republic Finance to shop for supplies.

Tiny Steps Academy offers daycare and preschool services nearby, which can assist families managing childcare while attending to financial needs at Republic Finance.