Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
22 reviews
5 stars
12
4 stars
4
3 stars
1
2 stars0
1 star
5
- LHLarry HintonDec 18, 20255.0Friendly and professional staff.
- CCCharlene CraftNov 29, 20255.0Republic Finance has been there for me during rough times. Friendly people and great environment. Thank you for caring going out of you way to help people in a financial setback.
- CMCatherine MoranAug 26, 20255.0Very sweet and understanding and helpful in all ways
- TBTonya BrownAug 21, 20254.0They are very flexible and helpful when needing to adjust payment dates.
- TMTina MarlinApr 4, 20231.0Do Not use these People..... David talked me into making a post payment prior to my payment ... I did this bc I changed my job and pay date changed.. I was half way into paying this loan off ( on time & never being late) I called them to let them know that I will make a payment in a couple of days ( within the due date) I was told the payment wouldn't go in until Tuesday on like adread on... But it was put in on Saturday, which caused me a overdraft fee and you can't do anything about that just to push my payment forward a few days... Because ya said it was my BANK fault..... I DON'T THINK SO.... I'm still without a $35..00 fee not to mention NEVER EVER being overdraft... Even their corporate office said the same thing.. Sorry but not Sorry.... . POOR BUSINESS
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan?
Pre-qualification provides an estimate of loan terms you may qualify for based on your information, but final approval requires completing a full loan application.
Is a loan check received in the mail from Republic Finance real?
Yes, the loan check is a pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR in a loan?
The interest rate is the cost percentage charged for borrowing money, excluding fees, while APR includes the interest rate plus fees like origination and closing fees, making it higher than the interest rate.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment timelines, including any fees and optional insurance products.
How quickly can I get loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited in 1-2 business days; loans closed in a physical office provide funds the same day via a paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The maximum online pre-qualification loan amount you can get is $10,000, depending on factors like state and income.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee if payments are missed; contact your local branch or review your loan documents for specific details on late charges.
What nearby businesses can I visit along with Republic Finance for my auto needs?
Nearby Empire Rim & Tire and Import Performance, LLC offer automotive repair and services, making them convenient to visit for vehicle maintenance while handling auto loans at Republic Finance.
Are there any nearby places for home improvement shopping near Republic Finance?
Yes, True Value Pass Road and Pass Road True Value hardware stores are close by, useful if you're seeking home improvement loans from Republic Finance to shop for supplies.
Which nearby places would be helpful for someone with children visiting Republic Finance?
Tiny Steps Academy offers daycare and preschool services nearby, which can assist families managing childcare while attending to financial needs at Republic Finance.