Business Details
About
Loan Agency
Heights Finance in Gulfport, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
7 reviews
5 stars
6
4 stars
1
3 stars0
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1 star0
- SCSaggio CrawfordDec 11, 20245.0Mrs Christy Sheriff was awesome and efficient, she had me in and out in no time….definitely recommend 1st Heritage Credit
- DLDonald LucasSep 3, 20245.0Wonderful staff.
- MRMichelle RobinsonMar 1, 20245.0I have been a loyal customer of First Heritage Credit for the past 4 to 5 years. My experience has been nothing short of exceptional. From the moment I walked through their doors seeking a loan, I was met with professionalism and warmth. Throughout the years, they have consistently provided me with invaluable support always going above and beyond to meet men financial needs. Their loan application process is seamless, and their rates are competitive. What truly sets them apart, however, is their personalized approach and commitment to their customers financial well-being. Whether I needed guidance on loan options or assistance with repayment plans, the team at First Heritage in Gulfport has been there every step of the way, offering sound advice and tailored solutions. Their attention to detail and willingness to listen have made me feel valued as a customer, fostering a sense of trust and loyalty that Is unmatched.
- JCJohn CarlisleMay 18, 20214.0Friendly, Patient, Quick and knowledgeable.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Gulfport, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at one of their branches, with representatives available to assist you.
What documents do I need to bring to apply for a loan?
You need to bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not always required. Loan decisions are based on multiple factors, so applying is the best way to find out if you qualify.
What are the business hours of Heights Finance in Gulfport?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there wheelchair accessibility at Heights Finance?
Yes, Heights Finance has a wheelchair-accessible entrance and onsite parking for customers.
Can I make loan payments online or in other ways?
Payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card at the local branch.
What nearby fitness and lifestyle options are close to Heights Finance?
Planet Fitness gym is nearby, offering customers a chance to work out before or after visiting Heights Finance.
Are there dining options near Heights Finance for a meal?
Yes, Little Caesars Pizza and Rebel Dip burger restaurant are close by for a quick meal before or after your visit.
What nearby services can help with phone or electronics repair?
uBreakiFix, a mobile phone store and IT repair service, is near Heights Finance for electronics support if needed.