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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
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- CSCasey SimpsonAug 23, 20245.0After months of issues, I finally found a company that does what they claim. Customer service is phenomenal and I can't thank Kate and the team in Grenada enough for everything they have done!
- CMcathy morphisMay 16, 20245.0They treat you like you're the only customer they have. Always with their undivided attention. If you need help with a payment, or need additional funds, they offer solutions and do what they can to assist you. Always courteous and polite, the staff deserve a 10+ rating.
- KSKathy SpicerNov 4, 20215.0They are really sweet there and they help you out as much as possible
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer to its customers?
Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases, repairs, and other unplanned expenses.
How can I distinguish between pre-qualifying for a loan and applying for one at Republic Finance?
Pre-qualification estimates potential loan terms based on your credit and information provided, while final loan approval and terms require completing a full application.
Is the loan check I received from Republic Finance in the mail legitimate?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR at Republic Finance?
The interest rate is the percentage cost to borrow money excluding fees, whereas the APR includes the interest rate plus any additional fees, giving a more comprehensive cost of the loan.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one having potentially different interest rates, terms, and repayment timelines, including your previous loan balance and any agreed fees.
How soon can I get the loan funds from Republic Finance?
If approved for electronic funding, funds are deposited within 1-2 business days; loans closed at the physical location provide same-day funds via a paper check.
What is the maximum loan amount available at Republic Finance?
The largest loan you can pre-qualify for online at Republic Finance is $10,000, though approval amounts vary by state and income.
What are the office hours of Republic Finance in Grenada, MS?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays such as Thanksgiving and Christmas.
Are there nearby places I can visit when I come to Republic Finance in Grenada, MS?
Yes, nearby you can find Family Time Cleaners for laundry services and alterations, Sunflower Cafe And Diner for a meal, and Penske Truck Rental if you need moving or truck rental services.
How can nearby financial service providers complement my visit to Republic Finance?
You can access additional financial services at nearby places like Citi Financial, OneMain Financial, and Fidelity National Loans which offer various loan and investing options.