Heights Finance in Grenada, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Grenada, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in a branch at Heights Finance in Grenada, MS for a fast and easy loan application process.
What documents do I need to bring to apply for a loan?
You need to bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Are good credit scores required to get a loan from Heights Finance?
Good credit helps but is not absolutely required. Loan decisions are based on multiple factors, so you may still qualify with less than stellar credit.
What are the branch hours for Heights Finance in Grenada, MS?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
What payment methods are accepted at Heights Finance?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card at Heights Finance.
Does Heights Finance in Grenada have wheelchair accessible entrances and parking?
Yes, the Grenada branch has a wheelchair accessible entrance and onsite parking available.
Are there nearby banks where I can manage other financial services near Heights Finance?
Yes, nearby you can find Renasant Bank and Guaranty Bank And Trust Co, which offer various banking and financial services in Grenada, MS.
What nearby stores can I visit for mobile phone services when visiting Heights Finance?
Nearby mobile phone stores include Verizon, Russell Cellular, and the Verizon Authorized Retailer at Russell Cellular, all convenient for tech needs when visiting Heights Finance.
Are there places nearby Heights Finance where I can enjoy food or relax before or after my appointment?
Yes, McDonald's is nearby for a quick meal, and GrenadaNutrition offers nutritious options for a cafe experience close to Heights Finance.