Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.

Pre-qualification provides an estimate of the loan terms you may qualify for based on your credit and information provided, but final approval requires a complete loan application.

Funds can be deposited electronically within 1-2 business days if you qualify for electronic funding, or the same day in a physical branch via paper check.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and certain holidays.

If a payment is missed, you may be charged a late fee. You should contact your local branch or refer to your loan documents for specific details.

Republic Finance is located at 2334 US 82, Greenwood, MS 38930, USA.

Nearby places include Tokyo Express for sushi and Japanese food, Sally Beauty Supply for beauty products, and Hibbett Sports for sporting goods and shoes.

Yes, nearby you can find GNC and GNC Live Well which provide vitamins and supplements.

Nearby retail options include Source and Cato Fashions for clothing and fashion accessories, RadioShack for electronics and hobby supplies, and GameStop for video games and toys.

With various nearby stores like Dollar Tree, Bath & Body Works, and Dunkin' Donuts, customers can conveniently run errands or grab refreshments before or after visiting Republic Finance, enhancing their experience.