Business Details
About
Loan Agency
Heights Finance in Forest, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.5
8 reviews
5 stars
5
4 stars0
3 stars0
2 stars0
1 star
3
- JGJo GilbertAug 29, 20251.0BEWARE OF THIS COMPANY & HEIGHTS FINANCE!!! THESE PEOPLE ARE NOT YOUR FRIENDS!!! THEY CHARGE 50% FINANCE CHARGES ON LOANS AND WON'T WORK WITH YOU WHEN YOU TRY TO PAY IT OFF. THEY WILL FIGURE OUT A WAY TO ACCEPT THE PAYMENT OR WE CAN FILE BANKRUPTCY AND THEY WON'T GET A PENNY. YOU BORROW FOR AN EMERGENCY AND THEN RIP YOUR GUTS OUT THROUGH YOUR REAR WITH THE FINANCE CHARGES. BEWARE!!!
- MGMichael GroganAug 25, 20251.0They trap people in high percentage rates at 41 % . Would not let me transfer my balance to my citi card . Wrong as wrong can get ! I do not recommend these people at all . Told me we don't accept credit card payment . Money is money , doesn't matter where it comes from .
- TAToys AndersonAug 21, 20255.0Best experience. Lovely people treated me nice. Had me in and out. Made the process quick and simple
- YPYolanda ParrottJan 17, 20255.0It was blessing. I was glad to have her today. She’s been generous and kind.
- GGGeorgiaNov 15, 20245.0Fast and the best friendly service
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Forest, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at the branch during business hours.
What documents do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Does Heights Finance require good credit to approve a loan?
While good credit helps, loan decisions are based on multiple factors, and you may qualify without stellar credit.
What are the payment options available at Heights Finance?
Payments can be made online, through a mobile app, automated bank payments, check, money order or debit card at your local branch.
What are the branch hours for Heights Finance in Forest, MS?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there wheelchair access and parking available at the Heights Finance branch?
Yes, the Forest branch has a wheelchair-accessible entrance and onsite parking available.
Which nearby restaurants can I visit before or after my visit to Heights Finance?
You can enjoy meals at nearby restaurants such as Kris Seafood, KFC, Popeyes® Louisiana Kitchen, Krispy Krunchy Chicken, or Los Parrilleros Mexican Restaurant.
What nearby accommodations are available if I need to stay overnight near Heights Finance?
Nearby hotels include Econo Lodge Inn & Suites, Days Inn, Days Inn by Wyndham Forest, Holiday Inn Express & Suites Forest, and Days Inn Forest.
Are there convenient services near Heights Finance for additional needs?
Yes, nearby services include Rent-A-Center for furniture rentals, AT&T mobile phone store, and James Auto Repair for automotive services.