Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans including bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.

Pre-qualification estimates loan terms you may qualify for based on your credit and information provided, while final approval and terms depend on completing a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

The interest rate is the percentage charged for borrowing money excluding fees, while APR includes the interest rate plus any fees like origination or documentation fees, expressed as a percentage and typically higher than the interest rate.

Refinancing replaces your existing loan with a new one, potentially changing your interest rate, terms, and repayment timeline, and includes your remaining balance plus any agreed fees or insurance products.

If qualifying for electronic funding, funds deposit into your bank within 1-2 business days; if closing in-office, you receive a paper check the same day.

The largest pre-qualification loan amount online with Republic Finance is $10,000, though actual approval depends on state and income.

Missing a payment may result in late charges; contact your local branch or review your loan documents for specific details.

Nearby you can find services like A Hand 2 Heal Therapeutic Massage & Esthetics for relaxation, the Mississippi Asthma and Allergy Clinic for health needs, and TailWaggers Salon and Boutique for pet grooming.

Yes, nearby entertainment includes Mullet Hop Trampoline Park, D'Iberville Family Fun Center with bowling and amusement activities, and Cypress Lanes Bowling and Arcade for fun outings.

Nearby dining includes Frost And The Flurrriest ice cream shop, Freeze Frame Daiquiri Bar for drinks and food, Beijing Super Buffet, and Monterrey Bar and Grill serving Mexican cuisine.