At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
I have only good things to say about republics staff. They are friendly and professional! Have worked with me in a very quickly to get me the help I need.
CM
Chris Mathis
Mar 6, 2025
5.0
I appreciate all of you. The team really do a good job at trying to help people instead of just business
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and other unplanned expenses loans.
How does pre-qualifying for a loan differ from applying for one?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval and terms require completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost charged for borrowing money and excludes fees. The APR includes the interest rate plus any fees and finance charges, typically resulting in a higher percentage.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including remaining balance and possible fees.
How quickly can I receive my loan funds from Republic Finance?
Funds are deposited in your bank account within 1-2 business days if you qualify for electronic funding, or you receive a paper check the same day when closing at a physical location.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
You can pre-qualify online for loans up to $10,000, although final loan amounts depend on factors like state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge; details about late fees can be found by contacting your local branch or reviewing your loan documents.
What are some nearby places of interest around Republic Finance in Corinth, MS?
Nearby places include Petsense by Tractor Supply for pet needs, Tokyo Asian Fusion for dining, and Goodwill Store for thrift shopping, offering convenient spots for errands or meals before or after visiting Republic Finance.
How can nearby businesses like Petsense and Tokyo Asian Fusion complement a visit to Republic Finance?
Customers can conveniently combine their visit to Republic Finance with pet shopping at Petsense or dining at Tokyo Asian Fusion, making it easy to manage multiple errands and enjoy local dining options in Corinth, MS.
Are there any nearby services for phone repair or retail shopping close to Republic Finance?
Yes, CPR Cell Phone Repair Corinth is nearby for mobile phone needs, and retailers like Sally Beauty and Pandora offer beauty supplies and jewelry shopping options close to Republic Finance.