Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and other personal loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide. Final approval requires a full loan application.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.

If you qualify for electronic funding, funds are deposited within 1-2 business days. If closing a loan at the physical location, you receive a paper check on the same day.

If payments are not made on time, you may be charged a late fee. Contact your local branch or check your loan documents for details.

The branch is located at 1833 Hwy 45 North, Columbus, MS 39705.

Yes, nearby places include Buddy's Home Furnishings for furniture and appliances, Kroger grocery store and pharmacy, and several restaurants like Wendy's, Subway, and Pizza Hut for dining options.

The UPS Store 6681 and a UPS Access Point location are nearby for your shipping and printing needs.

Yes, nearby financial services include Advance America and Coinme ATM and currency exchange. For legal assistance, Richard Schwartz & Associates Injury Lawyers P.A. and Richard Schwartz and Associates, P.A. are nearby.

You can contact them by phone at +1 662-328-2320 or visit their website for more information.