Business Details
About
Loan Agency
Heights Finance in Columbus, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
5 reviews
5 stars
5
4 stars0
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1 star0
- WJWoodrick Jones2 days ago5.0Nice people they are kind and nice the best loan company in town
- KKKimberly Webb (Kimmy)3 days ago5.0They're The Best Love Going Here All Smile They're The Overall Best In Columbus 😃 ❣️
- TETimothy Edwards3 days ago5.0Great service with a smile everyone is so nice
- AHAntonio HillJun 2, 20185.0These people here YOU DONT NEED TO DEAL WITH.. TOWER LOAN,TOWER LOAN, TOWER LOAN.. BEST IN THE DAMN CITY HANDS DOWN.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Columbus, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in a branch. The process is fast and our representatives will help you find loan options that fit your financial situation.
What do I need to bring to apply for a loan?
Bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to get a loan at Heights Finance?
Good credit helps but is not always required. Decisions are based on multiple factors, so you may still qualify without stellar credit.
What are the branch hours for Heights Finance in Columbus?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair accessible entry and parking at Heights Finance?
Yes, Heights Finance has wheelchair accessible entrance and onsite parking available for customers.
Can I make loan payments online or via mobile app?
Yes, payment options include online, mobile app, automated bank payments, check, money order, and debit card payments. Contact your local branch for details.
Which nearby businesses might I visit before or after my visit to Heights Finance?
Nearby places include CJ's Italian Bistro for dining, One B Beauty Supply for cosmetics and hair supplies, and Save A Lot for grocery shopping during your trip.
Are there financial service providers near Heights Finance in Columbus, MS?
Yes, nearby financial services include A-1 Insurance, First Heritage Credit, OneMain Financial, World Finance, and Fidelity National Loans, which can complement your financial planning.
What local health and wellness options are near Heights Finance?
Nearby health services include Magnolia Family Dentistry, Curtis Optometry Group, Massage By Jenia spa, Magnolia Rehabilitation, and Fitness Factor gym for various wellness needs.