Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and emergency expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval requires a complete loan application.

Yes, loan checks from Republic Finance are real and represent pre-approved loan offers.

The interest rate is the percentage you pay for borrowing money, excluding fees, while the APR includes the interest rate plus any applicable fees like origination or documentation fees, expressed as a percentage.

Refinancing replaces an existing loan with a new one that may have different rates, terms, or repayment timelines, including the remaining balance and any new fees.

Funds are deposited electronically within 1-2 business days if you qualify for electronic funding, or you can receive a paper check the same day at a physical branch.

The maximum loan amount varies by factors like state and income, but you can pre-qualify online for up to $10,000.

If payments are late, you may incur a late charge. Details can be obtained from your local branch or loan documents.

Nearby stores include Shoe Show for shoes and clothing, Rent-A-Center for retail goods, and Goody's department store, which can be convenient stops before or after visiting Republic Finance.

Yes, you can visit nearby restaurants such as Bogie's barbecue and seafood, KFC for quick meals, or The Crawfish Shack for seafood, perfect for grabbing a meal before or after your visit.

Nearby financial services include 1st Franklin Financial for mortgage lending, Western Union for money transfers, Advance America for payday loans, and Liberty Tax for tax and financial services.