Business Details
About
Loan Agency
Heights Finance in Columbia, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.7
3 reviews
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- ARAngela RobinsonJun 18, 20255.0I love each and every one of them they help you if they can they do they darnest to get you approved and if they can't they be so sweet to let you know and why they couldn't get you approved. Thank yall again for everything yall do for me
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Columbia, MS offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, and both secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, in a branch, or by phone. The process is fast and easy with assistance from friendly representatives.
What do I need to bring to apply for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Are good credit scores required to get a loan?
Good credit helps, but loans are approved based on multiple factors. You may still qualify without stellar credit by applying to find out.
What are the payment options for loan repayments?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the branch hours for the Columbia Heights Finance location?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Does the Columbia branch offer wheelchair accessible entrances and onsite parking?
Yes, the Columbia Heights Finance branch has wheelchair accessible entrances and onsite parking available.
Is there a Heights Finance location near C-Town Nutrition in Columbia, MS?
Yes, Heights Finance is located near C-Town Nutrition, so customers visiting or dining there can conveniently stop by for personal finance services.
What nearby stores can I visit for shopping after visiting Heights Finance in Columbia?
You can visit Envi Boutique Columbia and Courtney Company, both women's clothing stores, or Wise Buys discount store located near Heights Finance for shopping.
Are there any nearby food options to check out before or after visiting Heights Finance?
Yes, nearby dining options include The Crawfish Shack seafood restaurant and Burger King fast food restaurant, convenient for a quick meal.