Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.3
7 reviews
5 stars
4
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1 star
3
- LJLillie JonesAug 28, 20251.0The manager Morgan Varnado was very rude. She failed to look up my account over the phone in the system and refused to help me. She claimed I could process a payment there but she wasn’t able to look up my account. She did not want to help. I had to call the best branch in Columbus MS. Do not do business with the Republic Finance in Clinton Ms.
- AHAngela HarrisAug 12, 20255.0All the staff their was friendly * accommodating
- GYgloria youngJul 15, 20251.0Spoke with Manager of location she was very unprofessional and will never use republic finance.
- TLTimothy LiddellNov 1, 20245.0Very high spirited and intellectual staff .
- KMKimberly MckeverSep 19, 20245.0Pleasant Staff
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance in Clinton, MS provide?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses to help customers meet their financial needs.
How is pre-qualifying for a loan different from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided, while final approval requires completing a full loan application.
Are loan checks received in the mail from Republic Finance legitimate?
Yes, loan checks sent in the mail are pre-approved loan offers and are real checks you can use once you accept the loan terms.
What is the difference between the interest rate and the APR on a Republic Finance loan?
The interest rate is the cost to borrow money excluding other fees, while the APR includes the interest rate plus all applicable fees expressed as a percentage, making the APR typically higher.
How does refinancing a loan work at Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines. The new loan amount includes the remaining balance and any agreed fees or products.
How quickly can I receive funds after loan approval at Republic Finance Clinton?
If you qualify for electronic funding, money is deposited within 1-2 business days. In-person loan closings at the office provide funds the same day via paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
You can pre-qualify for loans up to $10,000 online, though the final approved amount depends on factors like state residency and income.
What happens if I miss a loan payment at Republic Finance?
Late payments may incur a late charge. Contact your local branch or consult your loan documents to understand the exact late fees and policies.
What nearby dining options can I visit before or after my appointment at Republic Finance Clinton?
You can enjoy nearby restaurants like Domino's Pizza, Taco Del Mar, Sonic Drive-In, and Roma Italian Restaurant, all within close proximity to Republic Finance for convenient dining.
Are there family-friendly places near Republic Finance where I can spend time while visiting Clinton?
Yes, Kids Towne playground and Clinton Bark Park, a dog park, are nearby spots perfect for families and pet owners to relax close to Republic Finance.
How can nearby financial and insurance services complement my visit to Republic Finance in Clinton?
Nearby services like Edward Jones financial advisors and Steve Fields: Allstate Insurance offer additional expert financial and insurance support for your comprehensive financial planning.