Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for various needs including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval and terms require completing a full loan application.

Yes, loan checks are real and represent pre-approved loan offers from Republic Finance.

The interest rate is the percentage charged for borrowing money excluding fees, while the APR includes both the interest rate and any additional fees, making it generally higher.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance and any applicable fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; in physical offices, you receive a paper check the same day.

Loan approval amounts vary by factors like state and income; however, the maximum pre-qualification loan amount online is $10,000.

Missing payments may result in late charges. You should contact your local branch or consult your loan documents for specific details.

Nearby dining options include Wing Street, Pizza Hut, La Cabana, WingSide Cleveland, and Back Yard Burgers, offering a variety of American, pizza, Mexican, and burger fare.

Nearby banks include BankPlus and State Bank & Trust, which customers might visit for additional financial services alongside Republic Finance.

Nearby automotive options include Kirk Brothers of Cleveland and Perry Auto Sales for buying used cars, as well as A & A Muffler And Alignment and A & A Muffler Tire Pros for automotive repairs and tire services.