Business Details
About
Loan Agency
Heights Finance in Canton, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
6 reviews
5 stars
6
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1 star0
- CWCoreginald WilsonFeb 11, 20255.0Hi everyone I truly recommend you to come very helpful an polite an very good place to come so come on down to 1st heritage credit
- CBChristopher BryantOct 19, 20235.0Awesome service.
- MJMatthew JurneySep 21, 20235.0The Branch Manager, Tawanda Meeks, is extremely professional and helpful here! I really enjoyed my experience. Check them out :)
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Canton offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with options up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at the branch in Canton, MS. The process is fast and easy with assistance available from friendly representatives.
What documents do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but decisions are based on multiple factors. You may qualify without stellar credit. Apply to find out if you qualify.
What are the branch hours for Heights Finance in Canton?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch in Canton accessible and does it have onsite parking?
Yes, the branch has a wheelchair accessible entrance, onsite services, and onsite parking available.
Can Heights Finance customers visit nearby places like Buddy's Home Furnishings and Home Zone Canton while in the area?
Yes, customers can visit nearby furniture stores like Buddy's Home Furnishings and Home Zone Canton, perfect for shopping before or after their loan appointment.
How can visiting nearby financial service providers like TCL Financial & Tax Services benefit Heights Finance customers?
Customers can consider tax and notary services at TCL Financial & Tax Services nearby, which complements their personal finance and loan needs at Heights Finance.
Are there dining options near Heights Finance for a meal before or after visiting?
Yes, nearby options include Wok 2 Go for Asian cuisine, Santa Fe Canton for Tex-Mex, and Little Caesars Pizza for quick dining.