Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires a full loan application.

The interest rate is the percentage charged for borrowing money only. APR includes the interest rate plus fees like origination and documentation fees, expressed as a percentage.

Funds are deposited electronically within 1-2 business days or provided the same day as a paper check when closing at a Republic Finance office.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on Saturdays and Sundays.

Republic Finance is located at 525 Brookway Blvd., Brookhaven, MS 39601.

Nearby places include Perkins Ace Hardware for home improvement, Ole Brook Nutrition cafe for food and smoothies, and Elaina Anders Designs Flowers and Gifts for floral and gift needs.

Nearby financial services include State Bank & Trust, Bank of Brookhaven, and BankPlus for banking needs.

You can find Extended Care Clinical Services, Gait Balance and Foot Center, Tri Therapy, and Giust Chiropractic Center nearby for health and medical support.

Yes, Republic Finance provides online pre-qualification where you can estimate loan terms before applying.