Business Details
About
Loan Agency
Heights Finance in Brookhaven, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
9 reviews
5 stars
7
4 stars
1
3 stars0
2 stars0
1 star
1
- ASAlice Stringer3 days ago5.0Best customer service. Keep up the good work ladies.
- OPOmri PhoenixOct 23, 20251.0They did a hard inquiry on my credit before I even got all the details of the loan like the apr then they acted as if t was my fault when I said no hard inquiries until I know all the loan details such as interest and the did the inquiry anyway
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Brookhaven offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting the branch in person.
What do I need to bring when applying for a loan?
Please bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not always required; loan decisions are based on multiple factors, so applying is the best way to find out if you qualify.
What are the branch's hours of operation?
The Brookhaven Heights Finance branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance in Brookhaven have onsite parking and wheelchair access?
Yes, the branch has onsite parking and a wheelchair-accessible entrance for customers.
Can I make loan payments online or by phone?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card. Contact the local branch for more details.
What nearby stores can I visit before or after my appointment at Heights Finance?
Nearby shopping options include Factory Connection for clothing, Petsense by Tractor Supply for pet needs, and GNC Live Well for vitamins and supplements.
Are there food and beverage options near Heights Finance in Brookhaven?
Yes, you can visit eateries such as Los Parrilleros Mexican Restaurant, Wendy's fast food, and Starbucks coffee shop near the location.
What amenities for wellness and fitness are close to Heights Finance?
Nearby wellness and fitness options include The Skin Center and Spa, Le Nail & Day Spa, Glow Tanning Salon and Spa, and Snap Fitness gym.