Business Details
About
Loan Agency
Heights Finance in Biloxi, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.7
3 reviews
5 stars
2
4 stars0
3 stars0
2 stars0
1 star
1
- VMVELA MURPHYApr 9, 20255.0I have borrowed from Heritage, which is now Heights for years. And i'm always impressed with how well i'm treated when I come in, and i'm always remembered. Jennifer and Hope are amazing at their jobs. They are fast and efficient and make the whole process as pleasant and stress free as possible. They will work with you to accommodate your needs.
- MBMelinda BlySep 4, 20235.0Great people, easy to borrow, easy to work with. I highly recommend this company!
- VJVictor JonesSep 23, 20221.0Got a 1550 loan and paying back 3770 with mainly cause of add-ons they do to profit from consumer. I will never use this loan company again. First and last. Good service but rip consumers off.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Biloxi offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is fast and easy, and staff are available to help find a loan option that fits your needs.
What documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit helps but is not required. Loan decisions are based on multiple factors, so you may qualify even without stellar credit.
What are the business hours for Heights Finance in Biloxi?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch at 921 Cedar Lake Rd wheelchair accessible and does it have parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available for customers.
Can I make loan payments online or by other methods?
Yes, payment options include online, mobile app, automated bank payments, check, money order, and debit card payments. Contact your local branch for details.
What nearby financial services can I visit along with Heights Finance?
Nearby financial services include Edward Jones-Financial Advisor: Andre' Gautier Jr and Regions Bank, which can assist with additional financial planning and banking needs.
Are there nearby food options if I visit Heights Finance in Biloxi?
Yes, nearby eateries include Tiger Paw Cafe, Pop's Pizzeria, Izakaya Sushi Pub, Subway, and Dunkin', perfect for grabbing a meal before or after your visit.
What healthcare services are located near Heights Finance?
Nearby healthcare options include AlphaCare Urgent Care and Cedar Lake Pharmacy for urgent medical needs and prescriptions while visiting the area.