Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including auto-secured, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and general personal loans.

Pre-qualifying gives you an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires a full loan application.

The Republic Finance branch is located at 438 Hwy. 6 East, Batesville, MS 38606.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM except Tuesday when it is open until 7:00 PM. The office is closed on weekends and certain holidays.

If you qualify for electronic funding, funds are deposited within 1-2 business days. For in-office loan closings, funds are given the same day via paper check.

Late payments may incur a late charge. Customers can contact their local branch or review loan documents for specific details.

The largest loan amount you can pre-qualify for online is $10,000, though actual approval depends on factors like residence and income.

Nearby financial services include Check Advance and LendNation for payday loans, as well as banks like First Heritage Credit and Guaranty Bank & Trust Company, which can provide additional banking support.

Yes, customers can visit places like A-1 Wings for sports bar entertainment, or enjoy healthy food options at 38606 Nutrition tea room and smoothie bar after handling their financial needs.

Customers might find it convenient to visit The UPS Store for shipping and printing services or Pro Nails Of Batesville for beauty treatments nearby the Republic Finance branch in Batesville.