Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.

Republic Finance has been helping customers meet their financial needs since 1952, with over 70 years of experience.

Republic Finance is open Monday to Friday from 8:00 AM to 5:00 PM, and is closed on Saturdays, Sundays, and major holidays such as Thanksgiving and Christmas.

If you qualify for electronic funding, funds will be deposited in your bank account within 1-2 business days. If you close a loan in the office, you receive your funds the same day via paper check.

Pre-qualification provides an estimate of loan terms based on your credit and information provided. Final approval depends on completion of a full loan application.

Republic Finance is located at 304 Hwy 278 E, Suite B, Amory, MS 38821.

Yes, nearby you can visit Daylight Donuts for donuts and coffee or Marathon Gas which also offers coffee and convenience items, perfect for a quick snack before or after your visit.

You can find several nearby restaurants including Little Caesars Pizza, Carl's Best BBQ, New Hunan Chinese Restaurant, Hunan Chinese Amory, El Rey Mexican Restaurant, and Indulge Café, offering diverse dining options around Republic Finance.

Yes, nearby financial service providers include 1st Heritage Credit and Heights Finance, which offer installment loans, mortgage broker services, and financial advising.

Nearby gas stations such as Texaco, Marathon Gas, and Chevron offer convenience stores for quick stops, helping customers refuel or grab essentials while visiting Republic Finance.